Knowing the components that make up your credit score is crucial to figuring out what it will take to produce the highest score for you possible.  Whether you have sub par credit, average credit, or great credit, chances are that it is not as good as it could be.  Knowing how to make it better is half of the battle, the rest of it is in your hands and we can help you determine how and when to take the next steps in raising your credit score.